An overview

What insurance do I need?

Moving to the Netherlands on your expatriate assignment brings about lots of things to arrange. But you are also faced with the Dutch culture, customs and habits. You may not inmediately understand all Dutch habits as there might be some standards and rules which may take some time to get used to.

What is accepted and regulated in your home country might not be the case here in the Netherlands. This applies to the necessary insurances as well.

As a fully independent and untight broker, Insurance4expats, provides full assistance service in English. Tailored to meet your personal needs and no more insured then needed. You choose which insurance best suits you either by yourself directly on our website or by consulting our team members.

The insurances listed below are most common or even mandatory in the Netherlands;

Health insurance

In the Netherlands as a secondable civil servant or expat, with an A1 statement, it is mandatory to have a basic health insurance for you and your family. Your children under age of 18 who live with you are covered free of charge.

Property insurance

Whether you buy or rent a house, the property and its contents needs to be insured. A contents Insurance policy covers the financial risks arising from fire, burglary, and weather damage to your personal property, including everything in the garage and shed. I you own a house, you will need coverage to rebuild it if your home is damaged due to an unfortunate event.

Car insurance

When driving a car or motorbike in the Netherlands it is mandatory to have liability insurance. Depending on your personal needs and current value of your car or motorbike this can be exented to a fully comprehensive coverage.

Travel insurance

Travel insurance policy is another essential, especially for people who travel frequently ( expats and their families, for example ). This insurance, which can cover all family members if desired, covers the lossor theft of luggage, medical costs and assistance, cancellaion costs, and many other risks involved in travelling.

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